HOW IT WORKS

Our platform uses real progressive tax schedules, verified cost-of-living data, and actual bank APY/profit rates to give you an accurate picture of your disposable income and savings potential.

Tax Calculation
Tax Slabs

Progressive Tax CalculationBased on real national revenue authority schedules

We apply progressive tax slab logic from each country's inland revenue authority — including FBR (Pakistan), ITD (India), NBR (Bangladesh), IRD (Nepal), SAT (China), NTA (Japan), NTS (South Korea), IRS (USA), CRA (Canada), and HMRC (UK).

Income is taxed across brackets progressively: each slice of income only bears tax at the rate applicable to that slab — never the top rate on the entire amount.

Living Costs Data
City Data

Cost-of-Living BenchmarksReal average costs for 100 top cities

Monthly expense benchmarks for rent, food, utilities, and transport are derived from Numbeo, Expatistan, and Mercer Cost of Living surveys, normalized to USD for cross-country comparison and also shown in local currency.

Each city includes a cost-of-living index score (0–100) relative to New York City (NYC = 100), allowing you to immediately compare affordability across nations.

Bank APY
Investment Growth

Bank Savings & Profit Rates50+ commercial and Islamic banks tracked

Bank profit rates and APY figures are sourced from each institution's official published rate schedules and regulatory disclosures, updated to reflect current savings account, Murabaha, and term deposit return structures.

Compound growth projections use the standard future value formula: FV = P × (1 + r)^n, where P is monthly savings, r is the monthly rate equivalent, and n is the number of months.

Global Financial Data Engine

DATA COVERAGE

11 sovereign tax frameworks, 110 metropolitan benchmarks, and verified high-yield banking rates — continuously tracked for accuracy.

11
Nations
110
Top Cities
55+
Monitored Banks
100%
Official Law Slabs
Pakistan Photo
Pakistan Flag

Pakistan

PKR (Rs)
Federal Board of Revenue (FBR)
Tax: 0% - 35% Slabs
Top Bank: Meezan Bank (14.25%)
Metro Hubs: Karachi, Lahore, Islamabad +7
Explore Rates & Cities
India Photo
India Flag

India

INR (₹)
Income Tax Department (ITD)
Tax: New Regime 0% - 30%
Top Bank: HDFC Bank (7.25%)
Metro Hubs: Mumbai, Delhi, Bengaluru +7
Explore Rates & Cities
United States Photo
United States Flag

United States

USD ($)
Internal Revenue Service (IRS)
Tax: Federal 10% - 37%
Top Bank: Marcus by Goldman (4.50%)
Metro Hubs: New York, Los Angeles, SF +7
Explore Rates & Cities
United Kingdom Photo
United Kingdom Flag

United Kingdom

GBP (£)
HM Revenue & Customs (HMRC)
Tax: Standard 0% - 45%
Top Bank: Barclays Rainy Day (4.80%)
Metro Hubs: London, Manchester, Edinburgh +7
Explore Rates & Cities
Japan Photo
Japan Flag

Japan

JPY (¥)
National Tax Agency (NTA)
Tax: Graduated 5% - 45%
Top Bank: MUFG Super Deposit (0.20%)
Metro Hubs: Tokyo, Osaka, Yokohama +7
Explore Rates & Cities
Canada Photo
Canada Flag

Canada

CAD (CA$)
Canada Revenue Agency (CRA)
Tax: Federal 15% - 33%
Top Bank: EQ Bank Savings (4.25%)
Metro Hubs: Toronto, Vancouver, Montreal +7
Explore Rates & Cities
China Photo
China Flag

China

CNY (¥)
State Taxation Admin (STA)
Tax: Individual Income 3% - 45%
Top Bank: ICBC Term Deposit (2.75%)
Metro Hubs: Shanghai, Beijing, Shenzhen +7
Explore Rates & Cities
South Korea Photo
South Korea Flag

South Korea

KRW (₩)
National Tax Service (NTS)
Tax: Tiered 6% - 45%
Top Bank: Hana One Q Savings (3.65%)
Metro Hubs: Seoul, Busan, Incheon +7
Explore Rates & Cities
Bangladesh Photo
Bangladesh Flag

Bangladesh

BDT (৳)
National Board of Revenue (NBR)
Tax: Progressive 0% - 25%
Top Bank: BRAC Premium (8.00%)
Metro Hubs: Dhaka, Chattogram, Sylhet +7
Explore Rates & Cities
Nepal Photo
Nepal Flag

Nepal

NPR (Rs)
Inland Revenue Department (IRD)
Tax: Slabs 1% - 36%
Top Bank: Nabil Super Savings (8.50%)
Metro Hubs: Kathmandu, Pokhara, Lalitpur +7
Explore Rates & Cities
Philippines Photo
Philippines Flag

Philippines

PHP (₱)
Bureau of Internal Revenue (BIR)
Tax: TRAIN Law 0% - 35%
Top Bank: Security Bank (4.75%)
Metro Hubs: Manila, Quezon City, Makati +7
Explore Rates & Cities

CAN SAVE vs SHOULD SAVE

Our platform distinguishes between what you can save (net income minus expenses) and what you should save (25% of net income target recommended by financial planners).

  • ACTUAL
    CAN SAVE MONTHLY

    Net Income Minus Living Costs

    Your actual real-world surplus calculated after subtracting all local tax and expenses.

    Status Dynamic & Live
  • TARGET
    25% OF NET INCOME

    Expert Recommended Benchmark

    Financial planners recommend directing 20% to 30% of net post-tax income into compounding assets.

    Rule 50/30/20 Standard
  • INVEST
    10 YR COMPOUND FORECAST

    High-Yield Bank Growth Models

    Projected wealth growth across 55+ commercial & Islamic banks with multi-year compound interest.

    Projections 1, 5, 10 Years

SAVEANNUALLY Financial Technologies

Empowering global citizens to optimize post-tax income, benchmark living costs, and grow savings across 10 top nations.

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